Don’t Lose Out, Get the Maximum Payout for Your Storm Damage Claim
Your home has been affected by storm damage and you have experienced a traumatic event. The first thing you want to do is make sure your family is okay — not fight with the insurance company. This is why you should hire a public adjuster so that they can fight for you. As your public adjuster, we will ensure your settlement claim is improved and in a timely manner because we understand your desire to start rebuilding your home and your life.
Types of Storm Damage Covered by Homeowners Insurance
Hurricane Damage
While we are blessed to live in the beautiful state of Florida and enjoy amazing temperatures year-round, unfortunately, hurricanes are a regular part of life. Almost every year Florida is subjected to category 3 or higher storms. These hurricanes wreak havoc on homes with their high, strong winds and torrential rainfall. If your home has recently been damaged by a hurricane, schedule a free consultation with one of our public adjusters to increase your settlement claim.
Wind Damage
Intense storms and high winds are a common occurrence in Florida. Strong winds can bring down trees, blow off structures of your home, and much more. The costs of these destructive winds can add up fast. Thankfully, damage to your home because of powerful winds is covered by your insurance which means you can file a claim. Reach out to our team and we can handle the claim for you and ensure you get the highest settlement possible.
Storm
If your home has been damaged by a hurricane, strong winds, lightning, hail, or tornados you can file a claim with your insurance. As your public adjuster, we can handle your claim and increase your chances of receiving a higher settlement in a faster time period.
Lightning Damage
Did you know that Florida is known as the “Lightning Capital of the US” because it receives so much lightning annually that the National Weather Service named it as such? This means your home is incredibly vulnerable to lightning damage. If your home has recently suffered damage because of lightning, reach out to us to learn how we can help you process your insurance claim and receive the highest settlement possible.
Hail
If you live in a part of Florida that can be subjected to hail, it is possible your home has suffered damage from it. Hail can break windows and air conditioners, make exterior wall dents, and cause roof damage. Your home insurance won’t cover cosmetic damages, but it will cover interior or structural damages that affect your day-to-day life. If you have made a claim and had it rejected, a public adjuster can help you reopen your claim and improve your ability to receive a settlement.
Tornado
Florida averages 60 twisters per year. While most are not disastrous to homes and buildings on land, it can still occur at any time during tornado season. Whether a tornado strikes your home directly or damage occurs to your home because of one, the damage may be covered by your homeowners insurance. A public adjuster can help you file your claim and increase your potential to receivie a settlement.
Why Should You Hire a Storm Claims Adjuster?
No Upfront Payment Necessary
If you hire a storm claims adjuster, you don’t have to pay anything unless your settlement claim is improved. At no risk to you, why wouldn’t you try to receive a higher claim amount that can be used to rebuild your home?
You Don’t Have to Do a Thing
When you hire a storm claims adjuster, you are handing them the reins on the entire claims process. They will take over and fight on your behalf with the insurance so all you have to do is wait for an improved settlement claim.
Likelihood of an Increased Settlement
With a storm claims adjuster, the potential for you to receive an increased settlement claim is very likely. A higher settlement claim means more money from the insurance to rebuild your home and all that was lost in the damage.
How Does the Storm Damage Claim Process Work and How Long Does it Take?
If you hire a public adjuster, they will take over your case and work with the insurance to get you a higher settlement claim. After reviewing all of the official reports on the storm damage, your public adjuster will most likely spot additional expenses not yet listed that could be covered by your insurance.
Once the claim is submitted, the insurance company has 15 days to recognize the claim, and up to 40 days to approve or deny it. If it is approved, the insurance has 30 days to reimburse you. If it is denied, don’t delay in contacting a public adjuster because in Florida you only have 90 days to dispute a denied claim. This will further delay your repairs even more when all you want to do is get back to normal.
Public Adjusters for Floridians
We are based in Florida and work relentlessly to protect our fellow Floridians. Our team is well-experienced with Florida laws and have expertise in handling storm damage insurance claims. When you work with us, you can ensure you’re in good hands who will work tirelessly on your behalf so you receive a settlement claim high enough to help you rebuild.