Don’t Lose Out, Get the Maximum Payout for Your Mold Damage Claim
Your home has been infected with mold. The first thing you want to do is get rid of the mold — not fight with the insurance company. This is why you should hire a public adjuster so that they can fight for you. As your public adjuster, we will ensure your claim settlement is improved and in a timely manner because we understand your desire to have your home back to normal.
Mold Damage in Florida
Mold thrives in humid climates, meaning it thrives in Florida! With year-round humidity, mold can begin at any time. If you have experienced water damage such as a burst pipe, roof leak, or faulty A/C, mold can start to form within 24 hours. If not removed right away, the mold can spread quickly damaging more parts of your home, meaning more costly repairs.
If your home has become infected with mold, reach out to our team to learn if you have grounds for a claim. Not all insurances cover mold damage, and there are lots of exceptions, so it is best to work with a professional who has experience in insurance claims. Schedule a free consultation with our team and we can assist you with your mold damage claim.
Is Mold Damage Covered by Insurance?
It’s complicated, which is why having an expert public adjuster on your side is helpful. Depending on the cause of the mold damage and your policy coverage, it may or may not be covered by the insurance. If the claim is filed as part of peril, it could be covered but there are exceptions.
A public adjuster can let you know if your circumstances meet the grounds for a claim. If it does, they will handle the entire claim so you can increase your chances of receiving a settlement in a timely manner. If you have questions or have suffered mold damage to your home, reach out to our team for a free consultation and we can let you know what your options are.
Why Should You Hire a Fire Claims Adjuster?
No Upfront Payment Necessary
If you hire a mold claims adjuster, you don’t have to pay anything unless your claim settlement is improved. At no risk to you, why wouldn’t you try to receive a higher claim amount that can be used to rebuild your home?
You Don’t Have to Do a Thing
When you hire a mold claims adjuster, you are handing them the reins on the entire claims process. They will take over and fight on your behalf with the insurance so all you have to do is wait for an improved claim settlement.
Likelihood of an Increased Settlement
With a mold claims adjuster, the potential for you to receive an increased claim settlement is very likely. A higher claim settlement means more money from the insurance to rebuild your home and all that was lost in the damage.
How Does the Mold Damage Claim Process Work and How Long Does it Take?
If you hire a public adjuster, they will take over your case and work with the insurance to get you a higher claim settlement. After reviewing all of the official reports on the mold damage, your public adjuster will most likely spot additional expenses not yet listed that could be covered by your insurance.
Once the claim is submitted, the insurance company has 15 days to recognize the claim, and up to 40 days to approve or deny it. If it is approved, the insurance has 30 days to reimburse you. If it is denied, don’t delay in contacting a public adjuster because in Florida you only have 90 days to dispute a denied claim. This will further delay your repairs even more when all you want to do is get back to normal.
Public Adjusters for Floridians
We are based in Florida and work relentlessly to protect our fellow Floridians. Our team is well-experienced with Florida laws and have expertise in handling various types of property damage losses involving insurance claims. When you work with us, you can ensure you’re in good hands who will work tirelessly on your behalf so you receive a claim settlement high enough to help you rebuild.